A Hole 33,000 Feet Deep

Good evening. I feel that I left my last blog entry rather abruptly, and I apologize. I really am trying not to take up hours at night blogging, and my ability to ramble on and on means I may be mid-thought when I run out of time.

I covered my weight and my desire to lose in the last blog. Tonight I want to devote a little time to the other big weight I'm trying to lose - my debt. NOT counting the house and our two cars, as of January 1 we are $33,665.94 in debt. We've had a couple of rough years with medical expenses from Josie, Maxx, and most recently me, and the debt just has grown and grown. The debt situation is going to be our biggest obstacle in selling our house and getting moved out to St. Peters - another goal for this year.

We're determined to reduce the debt in a big way this year. Our first strategy is to NOT have a kid this year.  We're hoping that one will be successful! We're also going to do something called Financial Peace University with Stephanie's parents and brother. It's a video series that I think will pretty much teach us obvious things to do to save money and pay off debt, but doing it with other couples will hopefully help us be accountable for practicing what we learn.

I don't feel that I do a bad job managing our finanaces - it's just that we've had more money going out than we've had coming in.  Stephanie and I have already discussed ways that we're going to try to pay off the debts, like attacking the smallest one first, and snowballing the money into the next one, and so on.  But I think the best thing that we can do is keep from spending money that we don't have.  And hopefully at the beginning of next year, the size of the debt will be smaller than it is now...